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Happy Sunday,
Thank you to everyone who responded to last week’s question.
This week, FMBN has launched a new non-interest lease-to-own housing scheme, designed to offer another route to homeownership for eligible National Housing Fund contributors. Under the model, participants lease a home and take ownership after meeting the agreed terms.
This week’s question:
What would you like to know about FMBN’s new lease-to-own housing scheme?
Would you consider this route to homeownership? Reply with the question you would need answered before deciding.
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What readers said last week
Question: Would You Take a Loan to Buy a Home?
Magaji: Yes if the house for rent
Lawal: Yes if you buy within your budget and are able to hold
Badmus: Yes
Dammy: Yes, but only if you buy in proven areas.
Key takeaway: Readers were broadly open to using a loan to buy a home, but only where the property makes financial sense: it should be within budget, in a proven location and able to hold its value or generate rental income.
We look forward to hearing your thoughts on today’s question.
Ayomide Fiyinfoluwa
Housing Journalist, Nigeria Housing Market
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