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Happy Sunday,
Thank you to everyone who shared their perspective on last week’s question about the interest rate that would make a home loan feel workable.
This week, we’re looking at the bigger financial question behind homeownership.
This week’s question:
Is owning a home still good investment in Nigeria? Why or why not?
Reply with your answer and tell us why. A sentence or two is all it takes, but we welcome a longer response if you have more to share.
Selected responses may be featured anonymously in next Sunday’s edition.
Before we share a few of the reader perspectives that shaped this week’s question, a brief message from our partner for this edition.
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What readers said last week
Question: Would You Take a Loan to Buy a Home?
Tolulope: Yes.
Muhammed: Yes I'll definitely accept the loan , but not buying a home I'll be residing in......I'll buy a home and make sure it's for rental purposes like service apartment.
Malumbus: Yes, most definitely, in the city town
Joseph: Yes, but only if the interest rate is low and fixed, the repayment period is long enough, and the monthly payment does not put my finances under pressure.
Key takeaway: Most readers are open to taking a loan to buy a home, showing that demand for homeownership is strong, provided the loan is affordable, predictable and manageable over time.
We look forward to hearing your thoughts on today’s question.
Ayomide Fiyinfoluwa
Housing Journalist, Nigeria Housing Market
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