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The rapid increase in cement prices across Nigeria is slowing housing development and contributing to rising rental costs, according to the Real Estate Developers Association of Nigeria (REDAN).

At a recent industry briefing in Lagos organised jointly with the Centre for Housing and Sustainable Development (CHSD), developers warned that the surge in cement prices has become a major obstacle to housing delivery and infrastructure development nationwide.

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Sterling Bank has partnered with the Ministry of Finance Incorporated Real Estate Investment Fund (MREIF) to introduce a long-term mortgage scheme designed to expand access to affordable housing finance in Nigeria.

The initiative allows eligible Nigerians to access mortgage loans of up to ₦100 million, with repayment periods of up to 20 years, as part of broader efforts to tackle the country’s housing deficit.

My Ace China, chief executive officer of The Mayor of Housing Limited, has called for the democratisation of Nigeria’s real estate sector through innovative financing models that allow people in the informal economy to access property ownership.

Speaking in an interview with BusinessDay, the real estate entrepreneur argued that Nigeria’s housing market cannot be inclusive unless it creates structures that accommodate the country’s vast informal workforce, which accounts for a large share of economic activity.

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Stakeholders in Nigeria’s real estate sector have raised concerns following the demolition of approximately 50 buildings in a Lagos community by suspected land grabbers popularly known as “Omo Onile.” The incident has renewed debate about land ownership disputes and regulatory enforcement within the state’s property market.

The affected properties were located in the Amikanle community near the Command area of Alimosho Local Government Area in Lagos State, where residents reported that unidentified individuals invaded the area and destroyed several houses.

Estate surveyors in Nigeria have called on governments at all levels to address the rising cost of building materials, warning that escalating construction costs are worsening housing affordability and driving rent increases across the country.

The appeal was made by the Ondo State chapter of the Nigerian Institution of Estate Surveyors and Valuers (NIESV), which emphasised that the price of construction inputs remains a critical factor shaping housing costs nationwide. According to the association, rising prices of cement, steel, and other construction materials are directly translating into higher property development costs and increasing rents.